One plan for moving your capital, property and family to Florida.
Nova Horizons is an independent capital migration advisory. We help individuals, families, family offices and business owners from around the world plan the move, bring in the right licensed professionals, and keep everyone working together until it's done. Think of us as your capital migration concierge.
Four services, one coordinated move
Your capital migration plan
Residency and days, the holding-structure questions to settle with your lawyer and accountant, banking and currency, health coverage, the property and the move itself, set out in the order that works.
The right professionals
Introductions to independent, licensed attorneys, accountants, lenders, insurers and real estate brokerages, chosen for your situation and your country. We meet every professional before we refer anyone to them.
Everyone working from one plan
We keep your advisors aligned across countries and time zones, follow up on every step, and make sure nothing happens out of order.
Plain-language guidance
What each rule, document and decision means for you, explained simply, so you decide with confidence and nothing comes as a surprise.
The costly mistakes happen between the experts
Each professional answers the question in front of them. The expensive problems come from questions nobody asked, or asked too late.
Signing before deciding how to hold it
Personally, by trust or by company: the choice shapes estate tax and future costs, and it's far easier to make before the contract than after.
Why it comes first → CurrencyAccepting the bank's exchange rate
A typical bank spread of 1.5% to 2.5% on a large transfer can cost more than a whole round of price negotiation. A little planning keeps that money.
Moving the money → DaysLosing count of the days
The days you spend in Florida add up over three years. Counted carelessly, they can change how the U.S. taxes you. Counted carefully, they rarely do.
How many days → The buildingBuying the apartment, not the building
Reserves, inspections and the association's insurance now decide monthly costs and even whether a lender will finance. They're worth reading before an offer.
Before you buy →Why clients choose us
We see the entire move
Not just the property, the visa or the tax return: the whole sequence, so each decision supports the next.
No commissions, no referral fees
We accept no referral fees from the attorneys, accountants or lenders we introduce. Our advice isn't shaped by who pays whom.
Over 75 years of combined advisory experience
A small boutique firm whose team has spent careers advising clients through complex, cross-border decisions.
Close to a dozen languages
Spoken in our office. Our clients come from around the world, and we work across their time zones.
Professionals we know
We meet every attorney, accountant, lender and brokerage before we introduce them, and we introduce only firms we would be comfortable recommending.
Confidential from the first call
Non-disclosure agreements on request. Your details are never sold or shared, and client lists are never exchanged.
From first question to settled in
A first conversation
By phone or video, free and without obligation. You tell us where you are and what you're planning.
Your plan
We set out the decisions, the order and the professionals you'll need, with an advisory fee agreed in writing.
The right introductions
We introduce the specialists. You engage each one directly, on their own terms.
Coordination to the end
We keep everyone aligned through the purchase, the move and your first season here.
Where would you like to start?
Moving a family, or a winter base
One confidential plan across residency, tax, estate, banking and property, worked through your own advisors.
Families & advisors → Business ownersMoving or expanding a business
Why Florida, where to locate, the incentives that matter, and the specialists to set it up properly.
Business & commercial → Planning a purchaseBuying property from abroad
What it really costs to own, how foreign buyers finance, and an introduction to a licensed brokerage when you're ready.
Buying from abroad → Planning a saleSelling Florida property from abroad
The withholding at closing, how most of it is released, and the order that avoids surprises.
Selling as a foreign owner → WhereChoosing the right coast and town
The Atlantic coast from Jupiter to Miami, and the Gulf Coast from Naples to Tampa Bay and the Nature Coast.
Areas, town by town → Your countryWhat applies where you live
Entry, tax treaties and estate tax rules for Canada, Europe, Latin America, Israel, the Gulf and beyond.
By country →Frequently asked questions
What is a capital migration advisory?
Are you real estate brokers?
Do you give legal or tax advice?
How do you charge?
Let's start a conversation
Tell us where you live and what you're planning. Have a question or a dilemma? Just ask us. A few lines is enough.
Prefer to write? info@novahorizons.com