Guides

Buying and owning in Florida from abroad, explained plainly.

Six short guides, every figure linked to its source. Read them in order, or start with the question on your mind.

1 · Costs

What a Florida place really costs to own

An $850,000 condominium, line by line: mortgage, property tax, association fees and insurance.

Read the guide → 2 · Financing

Borrowing without a U.S. credit history

How foreign-national lending works, with 25% to 50% down. Ask us for the full financing guide.

Financing overview → 3 · Days

How many days you can spend in Florida

The three-year count the IRS uses, the comfortable limit, and the annual form that protects you.

Read the guide → 4 · The building

Before you buy the apartment, buy the building

Milestone inspections, reserve studies, the association's insurance and your own HO-6 and flood cover.

Read the guide → 5 · Money

Moving the money

What currency conversion really costs, four ways to convert, locking a rate and wiring safely.

Read the guide → 6 · Closing

The closing timeline, signed from home

From contract to keys, including remote online notarization and apostilles for buyers abroad.

Read the guide →

Selling? See the seller's guide. Wherever you live, see what applies in your country.

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